Gas prices are funny because one month they are reasonable and the next month, you think they won’t go any higher.  Yes, we all need gas to fill up our cars and get places but most people don’t realize that you can save on gas simply by using a credit card.  I know it sounds too good to be true but you really can save but before we get started on how you can, you have to keep in mind you probably won’t save no more than 10% per gallon (which is still a lot in my opinion).

When looking for gas credit card offers online, there are some questions that you should ask yourself in order to find the card that works best for you and your wallet.  With so many cards out there, it can get tiresome when you’re looking for ways to save on gas.  Ask yourself the following questions so that you can find the right card for you.

Are you loyal to a gas station?

Do you find yourself filling up at the same gas station every week?  If so, you might want to check and see if that particular gas station has it’s own credit card.   You’ll find that if you’re loyal to a station, you’ll get better rewards compared to a card where you can use it everywhere.  Just remember though that if you are loyal to a particular company, make sure that they are everywhere across the USA just in case you move or go on a trip.

What kind of rebates are you getting?

Since we are applying for a gas card, we need to know what kind of card we are applying for and more importantly, what kind of rate are we getting since that is the most important?  The industry standard for a gas card is usually around 3-5%.  If you can get anything higher than this, you’re getting a great card.  If you’re not, you’ll want to make sure you’re getting at least 3%.  Always remember to look out for the teaser rates as well when applying.

What kind of fees are there?

The most important fee that you want to look out for when applying for a gas card is the annual fee.  Most gas cards that are good aren’t going to have an annual fee.  If it does, you may want to look into a different kind of card.

With so many offers out there, look for a card that suits your needs.  Every time you fill up at the gas pump, make sure you use it so that you can get the rewards you need.