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Is
A Car Warranty Worth It? |
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Is A Car Warranty
Worth It?
by: FINDgascards.com Staff
With
every car you purchase, you always hear from the salesman if you want
to purchase that car warranty. You often ask yourself if it’s
truly worth it. While most car warranty programs are legit, it’s
really what you get in the value.
A lot of dealerships
you may find that if you purchase a warranty through their company,
you’ll get free oil changes, etc. This is a great perk because
you know you’ll be able to use those oil changes regardless.
Like any insurance, you will feel ripped off in the long run if you
never had to use it.
Warranties can
be very complex like any other type of insurance. Make sure before
purchasing that you know exactly what’s covered and how long
you’re covered for. You don’t want to walk into the dealership
at 40,000 miles and find out your warranty expired at 35,000.
A dealership can
sometimes be intimidating often pushing you out the door when you’re
signing your paperwork. Don’t be afraid to look over the papers
and ask as many questions as possible. In the long run, the salesperson
wants this sale because he/she is most likely receiving some sort
of commission. The more questions you ask, the more knowledgeable
you’ll be about your warranty.
A lot of things
come into factor when applying for a warranty. As long as you follow
the steps listed below before handing over your check, you shouldn’t
have a problem getting into a legit warranty service.
Make
sure the business is legit
Make sure this
company has been in business for years and has written thousands of
policies. You want to stay away from companies that have only been
around for a few months. Sure, companies have to start somewhere but
don’t go with the newcomers just because they are “cheap”
Check
with the BBB
Like most big purchases,
it’s always safe to check with the better business bureau to
make sure the company doesn’t have any registered complaints.
The better the track record, the trustworthier the company will be.
Make
sure the dealership accepts it
This is something
most people might pass up. Make sure you know exactly where your warranty
covers. If you plan on coming back to your dealer to get your car
fixed, make sure that your warranty will cover it. If not, you will
be out of luck. This is very important!
Covers
ALL states
It’s always
best to have a warranty that not only covers your state but the rest.
If you run into trouble in another state if you do a lot of traveling,
you will want to make sure your warranty will help you out.
After browsing
these tips, you should have a good idea on what warranty company is
good and what company is shady. It’s all about doing your research
and using your head. A car is a big purchase and you don’t want
to throw more money away with a shady warranty. There a lot of good
warranty companies out there, it’s your job to find the one
that fits your needs.
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