What Kind of Gas Credit Card Should I Get?
by: Tom Tessin

By now, you have probably browsed through our list of gas station type credit cards. You may realize that some of the credit cards are only limited to a particular gas station and you may be asking yourself this question, “Should I sign up for a sole gas station credit card?” Let’s answer that question for you.

There are advantages and disadvantages on both ends when it comes to applying for a credit card that is designed solely for one gas station. Let’s take the BP Visa card for example. You’ll find that this credit card can only be used at BP gas stations. If you live near a BP gas station and you pass by them all the time, this is great! But let’s say you are traveling on vacation and you will be unfamiliar with your surroundings. Do you know if that BP gas station will be near by?

What you will find with sole gas station credit cards is that they will usually offer a better discount. Like we mentioned above, if you travel a lot near your neck of the woods and you live near some BP gas stations, then that card would be great for you!

The best thing about a credit card that is accepted at all gas stations is well, accepted at a majority of the gas stations. You will find that you will probably get a lesser rate but if you do travel a lot to places you don’t really know then these types of credit cards are for you. You don’t want to be on the brink of having no gas just because you’re looking for the only gas station you save at. By the time you find it, you won’t be able to get there because you ran out of gas! By the time you walk there, come back and fill up, you probably spent more than you expected.

If you ask yourself the following questions, it may help you with your decision –

Do I travel a lot out of the state?

Do I live near a particular gas station that I want a card for?

Am I willing to find that particular gas station each time I fill up?

If you ask yourself these few questions, you will probably get the idea of what credit card will truly work for you. If you’re looking to save money in the long run with higher rebates, then I would suggest a card like the BP Visa card. If you don’t mind filling up anywhere but getting a lesser rebate, then I would suggest a credit card that is accepted anywhere.

Gas station cards are great when it comes down to saving money on gas. Just about everyone drives and fills up with gas on a weekly basis. Why not save money with you pump up your car!